Great FinTech companies for inspiration on user experience and service design

5 min readMar 27, 2019

A selection of links that could help you steal the best ideas — or innovate on them — to create the next FinTech player in the market.

Banks and credit cards

Better banking with our mobile bank accounts - Starling Bank

Know exactly what's coming in and out of your bank account with instant payment notifications and a real time balance…

www.starlingbank.com

Varo Mobile Banking-No Fees. High-yield Savings. Free ATMs.

Forget how you saw banking. Get a full-featured Bank Account and open a high-yield Savings Account with auto-savings…

www.varomoney.com

The bank of the future

Monzo are building a smart bank on your smartphone and we need your help to create the bank of the future.

monzo.com

Your Digital Banking Alternative | Revolut

A world beyond banking - a secure, mobile-based current account that allows you to hold, exchange and transfer without…

www.revolut.com

N26 The Mobile Bank

N26 is the Mobile Bank. Free bank account and Mastercard that you can manage directly from your phone. Open your bank…

n26.com

Nubank

Você finalmente no controle do seu dinheiro. Controle total do cartão de crédito e da Nuconta 100% digital

www.nubank.com.br

Up - Super Powered Banking | Smart. Secure. Mobile.

Up Bank is a clever way to organise your finances, freeing you up to do the things you love. Join thousands of people…

up.com.au

Moven | A new type of bank account

One look at our Spending Meter® and you'll know how you're doing. Its an automatic, insightful, and stress free way to…

moven.com

Current | A better bank for a brighter future

A mobile bank for Gen-Z that combines an app with a debit card. Shared accounts for parents with teens, and personal…

current.com

Home - Greenlight Debit Card For Kids

Track chores, automate allowances, choose the exact stores where kids can spend, instantly send money to your kids, and…

www.greenlightcard.com

Apple Card

Apple Card is a new kind of credit card designed by Apple, and built on the principles of simplicity, transparency, and…

www.apple.com

Le compte pro en ligne des freelances et des entrepreneurs

Le compte professionnel, nouvelle génération. ✓ +50 000 entrepreneurs ✓ RIB français ✓ Mastercard Business ✓ Assistant…

www.shine.fr

Dave.com - Banking for humans

Get $100. Bank. Budget. Dave helps over 3 million people thrive, and not just survive between paychecks.

dave.com

Financial planning

Grove | Personalized Financial Planning

Get financial guidance and a personalized plan with simple to-do's to reach your goals.

hellogrove.com

Moven | A new type of bank account

One look at our Spending Meter® and you'll know how you're doing. Its an automatic, insightful, and stress free way to…

moven.com

Chime Banking - No Hidden Fees. Grow Your Savings, Automatically.

Chime is one of the fastest-growing bank accounts in the U.S, with over 1 million bank accounts opened. No ridiculous…

www.chimebank.com

Investing

Bamboo

Bamboo is a microinvestments platform that allows anyone to seamlessly purchase cryptographic assets, like Bitcoin…

getbamboo.io

Invest, Save, and Learn with the Stash Investment App

Start investing today with just $5. The Stash micro investing app helps millions of Americans learn, save, and invest…

www.stashinvest.com

Swell Investing | Invest in Socially Responsible Impact Portfolios

Swell is the go-to place for SRI and ESG investing. Make an impact by investing your 401k, IRA, or just plain cash in…

www.swellinvesting.com

Acorns - Invest, Earn, Grow, Spend, Later

Invest your spare change automatically. Join almost 4,000,000 people saving and investing every day. Sign up in no time…

www.acorns.com

$0 Brokerage for US shares

The best place to trade and invest in global shares. We make it easy for you to buy, sell and gift US listed stocks and…

stake.com.au

Robinhood - Commission Free Stock Trading App - Crypto, Options, ETFs

Invest in stocks, options, ETFs, and cryptos, all commission-free. $0 minimum deposit. Secure platform trusted by…

www.robinhood.com

Qapital - Banking designed with your goals in mind.

Discover true money happiness. The money app that makes it easy to fund your future - while taking care of your now iOS…

www.qapital.com

Clover | Financial Advice and Personal Investing

Clover is your personalised investment adviser. We recommend, build and grow your personalised investment portfolio all…

www.clover.com.au

Robo Advice Australia | Financial Adviser | Investments | QuietGrowth

QuietGrowth is an automated, online investment management firm that manages your investments to achieve risk-optimised…

www.quietgrowth.com.au

Invest with the Spaceship Voyager Investment App

Investing with the Spaceship Voyager investment app is free under $5000, there is no minimum investment, zero…

www.spaceshipinvest.com.au

Personal and home loans

Unsecured business loans up to $400k for Australian SMEs | Spotcap

Looking for an unsecured loan for your Australian business? Whatever you need to grow, a spot on business loan of up to…

www.spotcap.com.au

Burrow New Landing

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letsburrow.com

Your Digital Lending Platform - MortgageHippo

The best digital lending platform is one you can make your own. Your look and feel. Your voice. Adapted to your…

www.mortgagehippo.com

Financial Wellness & Literacy, Credit Card Personal Loan | Payoff

Go Beyond Money with Payoff and lower stress, understand habits, improve financial wellness, and eliminate credit card…

www.payoff.com

Great Rates. Great Benefits. | SoFi

SoFi helps members take control of their finances. From getting out of high-interest debt to managing your wealth, we…

www.sofi.com

Upstart

Founded by ex-Googlers, Upstart goes beyond the FICO score to finance people based on signals of their potential…

www.upstart.com

LendEDU | Compare Student Loans, Personal Loans, Credit Cards & More

LendEDU is a marketplace for student loans, student loan refinancing, personal loans, credit cards, small business…

lendedu.com

The UK's Online Mortgage Broker - Fee Free Mortgage Advice | Habito

Habito is the UK's free online mortgage broker, making mortgage worries history. Our smart technology searches the…

www.habito.com

Better Mortgage: Simple, Online Mortgage

Find out how much a better mortgage might save you. We make home financing affordable. Apply for a mortgage anytime…

better.com

Lenda Is One of the Best Online Mortgage Lenders - See Why | Lenda

Apply online for a home loan or to refinance your mortgage. Our online process saves you time and money by eliminating…

www.lenda.com

Affirm

Whether it's a new mattress or a trip to New Zealand, we're here to make your purchases easy. Pay over time at…

www.affirm.com

Digit

Save money and pay off debt, all without thinking about it. Try Digit free for 30 days.

digit.co

Roostify

Integrated digital mortgage software platform connecting customers and lenders to reduce time to close, reduce risk and…

www.roostify.com

Hypofriend: German Mortgage Broker & Free Online Calculator

Get the best mortgage advice online for free. Our technology & experts will not only find you the right mortgage, but…

hypofriend.de